My name is Warren Ross and I am a freelance writer and community organiser with a longstanding interest in finance and economics. For 25 years, I worked as an information, business and database analyst for leading Australian financial organisations in Sydney. In part, I have created this site to save myself from repeating the same posts and arguments over and over again in reply to questions raised on social media. I am not an economist and other than the simple introductory concepts raised in this blog will refer to the relevant experts beyond that point.

A firm believer in community action, I was both director and committee member, for many years, of one of Australia’s largest community events – the Katoomba Winter Magic Festival, managed a local exchange trading system, am a board member of a local NDIS provider and am currently working in health care.