Know Your Customer

If we had truth in advertising, the central character in a bank advertisement would be a big dumb oaf with dementia.

On Monday I went to one of our fabulous banks. My purpose was to transfer ALL money from one account to another and close the empty account. It wasn’t my account. Before you call the police, I was doing this on behalf of my mother who had given me the right to act on her behalf.

The Odyssey begins

Visit One: Seems I don’t have the required authority to perform this task. I need to return with the owner of the account.

Visit 2: After waiting 45 minutes, we find my mother hasn’t brought enough information to prove who she is. This is despite being a customer of the bank for 60 years and having dealt with this branch for 30. We were battling with a new set of Federal Government rules called, ironically, “Know Your Customer”.

Visit 3: We returned with enough information to construct a family history going back to the middle ages. An abrasive member of staff with a sound knowledge of the rules explained that we had failed again. The photo-id that we brought, following the previous day’s bank advice, was invalid. Helpfully, she said go to the NSW Services office upstairs and get a photo-id. With rage mounting, I headed upstairs.

…this branch and many others no longer accept cash

Services New South Wales employee

Services NSW: Brilliant service, I put my hand out for the ID to be told by staff it will be mailed in 5 to 10 days. I also heard them say that this branch and many others no longer accept cash. A government office that does NOT accept cash? Is that legal?

Visit 4: Now desperate, we returned to the bank and asked to see someone less skilled in obeying rules and with some training in customer service. Seems this is a high level skill in a modern day bank so we were introduced to Jason, the Manager. After reviewing our case, Jason was distraught. Through sobs, he explained there was nothing he could do until we came back with proof of who the person sitting in front of him was. The customer, who has had an account at this bank prior to Jason’s birth, needed to try harder to prove her identity.

I decided against confiding to him that few people of my mother’s era were married at birth.

Further, he explained that whatever proof we had must match EXACTLY the name on the bank account. So the birth certificate we carried was a problem because it carried my mother’s maiden name. I decided against confiding to him that few people of my mother’s era were married at birth. That name stipulation also meant the Services NSW id-card will be invalid because we errantly put a middle name on the one we had just ordered.

In short, we needed 100 identification points. No-one could show us the rule book or tell us how to score in this game

Head office helps

So I rang the bank’s head office to have the rules explained. Seems I needed just two easily forged pieces of paper. Confidently, I prepared for my next battle with the local bank.

Visit 5: Jason meets me near the bank entrance :
Bank Manager: Do you have everything?
Knowing I did, I showed him my homework.
Bank Manager: Do you have the pension card?
Me: You mean the one that scored no points yesterday?
Bank Manager: Yes, that one.
Me: No.
At this point I became irrationally angry. Jason took this opportunity to ask:
“Do you want my help or not?”
It appeared to be a prelude to what he saw as a justified and principled reason to end our relationship. I accepted yet another defeat and withdrew graciously.

Visit 6:
I returned ever hopeful and after a 15 minute wait Jason addressed our problem to everyone’s satisfaction.

The system works great but I am a failure

In summary, I don’t blame Jason. He is a decent fellow as needled by the rules as I was. He was helpful, we had a pleasant chat and left friends. Under the rules of neoliberalism the system is perfect and all failure is personal. I had failed 5 times. You meet the terms of the system regardless of how arduous and silly or you fail.

Which brings me to this wonderful interview conducted by C. J. Hopkins with Catherine Austin Fitts. It explains how trillions of US dollars disappeared down a Pentagon money shaft. This was achieved through an arcane relationship with the Reserve Bank system.

In the last two years, the largest negative gearing program in history provided the VERY BIG END OF TOWN with unlimited funds to capitalise on the destruction of small business that Covid-19 policies wrought in the US, Australia and much of the western world. Was it a plan?

The plan to get rid of legacy systems. This means online education, health, shopping and more predicted in April 2020. In short, the plan was to limit the impact of the biohazard from the economy. What is that? You and me. Whitney Webb explains all to Jimmy Dore.

Our Reserve Bank Governor, Phillip Lowe, promised borrowers as late as July last year that interest rates wouldn’t rise until 2024. The enormous sums that western governments were spending undoubtedly presaged inflation. I explained this to anyone who might want to listen. So it proved to be. Was Lowe’s promise a lie or a deception? What happened to concerns about the surplus.? Did he mean to entice and trap people into unpayable mortgages?

This will be passed off as a mistake by one man. The Pentagon theft is likely to be passed off similarly as a rogue act. People make mistakes but the system is perfect. Yet, these are big mistakes that have seen huge amounts of money transferred to God knows who.

The sale of Federal Government bonds is our national debt. I once tried to find out who we owed that debt to? It is not for us to know or for us to find out. “Know Your Customer” does not operate here.

Meanwhile, in modern day Australia an elderly pensioner seeking money for an essential service from her own account is treated as one half of Bonnie and Clyde. If you’re under 40 look up who they are on that Google thing.

All the best

This article can also be found on my Substack site

Warren Ross

Key Covid-19 Links

The people mainstream media is trying to hide from you

We are often talking to friends and family about the work of one of these important people in the list below. The idea of this page is to make it easy for you to link to and share these people’s work. These are the sort of people that Anthony Fauci, Peter Doherty and John Skerritt would rather you didn’t know existed (the latter two are Australian references).

The list is not meant to be in order of importance. I am almost ashamed to have Catherine Austin Fitts near the bottom. And for example, the Melissa Ciummei interview is compelling; no I just listened her story again. IT IS CHILLING. As we move down the list, we move away from Covid-19 to broader issues. Please let me know anyone you think I have missed or any corrections needed.

Deregistered Professor Peter McCullough is the most published person in the field of heart and kidney specialisation in the world. He is the editor of two major academic journals. His championing of safe and effective treatments has cost him his job and has lead to death threats. He must be listened to.

Front line Covid-19 Critical Care Alliance. This is one of the first and most significant organsations that developed a response to the Covid-19 pandemic. It developed a group of effective protocols in the absence of official action and in the face of official hostility.

Joe Mercola is an osteopath and one of the early champions of effective treatments like ivermectin, hydroxychloroquine, vitamin d and c and other natural health cures. He has been attacked by media and has had his life threatened. Social media and the main search engines have completely banned his work. He provides daily output in the form of videos with compelling interviewees.

Robert Kennedy Jnr leads the Children’s Health Defense which exposes the corruption that is at the core of much of modern medicine.

Tess Lawrie is the Director of E-BMC Ltd, and EbMCsquared, a community interest research company. Tess is committed to improving the quality of healthcare through rigorous research. Her range of research expertise, based on research experience in both developing and developed countries, uniquely positions her to evaluate and design research for a variety of healthcare settings.

British Ivermectin Recommendation Development Group (BIRD)
Interview with Maria Zeee (part 1)
Interview with Maria Zeee (part 2)
How Gates and WHO killed Ivermectin

James Roguski is an author, researcher, activist, and natural health advocate. He specializes in researching highly complex issues and translating data into simple language that is easily understood to facilitate action. He is currently working with people around the world to challenge plans to destroy national sovereignty and replace individual rights with equity as part of of WHO / UN / Sustainable Development nightmare.

Steve Kirsch – one of the true champions of this battle with Big Pharma. Steve is an electrical engineer, entrepreneur, activist and prolific writer on matters Covid-19. He has $1 million gift for any mainstream champion of the vaccines who will join him in debate. And this is a recent development on that front.

The Unnacceptable Jessica Rose – is a dynamic debunker of the mainstream narrative. She is a researcher with a Bachelor’s Degree in Applied Mathematics and a Master’s degree in Immunology from Memorial University of Newfoundland.

Maryanne Demasi is Australia’s top medical investigator. She has worked for many to inform us about Big Pharma’s deepest secrets and endemic corruption.

Dr Judy Wilyman is a specialist in government vaccination policies and is an educator of professionals and the general community on vaccination decisions in Australia. Her stories will astound you. She paints a devastating picture of Big Pharma regulatory capture.

Dr Vernon Coleman is well known for his “Old Man in a Chair” video. Has been a savage critic of the Covid-19 and a relentless debunker of the Schwab agenda

Meryl Nass, MD, is an internal medicine physician and activist with expertise in anthrax and bioterrorism; her interest is in prevention, investigation, amelioration, and safe and effective medical response. Her expertise and experience includes treating patients with Gulf War syndrome and adverse effects from the anthrax vaccine

Igor Chudov is an independent journalist and researcher with a strong maths background. Writes fascinating and regular articles on substack. Well worth following.

Dr David Martin is a patent law expert who cuts across the Trump / Biden divide to describe both as corrupt. This is a charge he levels at their predecessors and the people who form[ed] their administrations, present and past. He links Fauci to a 2002 patenting of coronaviruses. He also makes very clear that the virus we are dealing with is a bioweapon of human creation

Professor Dolores Cahill is an Inventor, Founder and Shareholder of Companies, has been Granted & licensed Patents in Europe, USA & worldwide with applications in improving the early accurate diagnosis of disease (auto immune diseases & cancer).

Dr Sam White is a GP who resigned because of his doubts about Covid-19 vaccines has won his High Court battle for freedom of speech after he was ordered not to make comments about anything to do with Covi-19 or the government’s response to it.

In 2020, Dr Bryan Ardis lost his father-in-law due to ill-advised hospital protocols. He has been relentless in his exposure of the improper use of Remdesivir which he describes as a kidney poison. The promotion of this product by our TGA in place of effective treatments, is one of the great crimes of all time.

Dr Bret Weinstein is a Professor of Biology now dedicated to correcting myths and falsehoods around Covid-19. A brief look at the savagery of his Wikipedia entry suggests he must be doing something right. His interviews with leading figures in this debate are always informative. His weekly podcast is great listening.

Reiner Fuellmich is a lawyer with an international reputation who ran the original Corona Committee with Vivienne Fischer and now the Corona Investigatve Committee.

Matthew Ehret is an excellent resource for anyone seeking to place current events in context, particularly from an historical perspective.

Whitney Webb is a journalist operating out of Chile. She is remarkable for the volume and the quality of her content. Much of it leading edge analysis drawing on some of the best minds from a wide range of disciplines. Her forecasting of events in this Covid era has been prodigious.

Australian Senator Gerard Rennick – one of only about 6 politicians in the country standing up to Covid tyranny but probably the most effective and eloquent. His efforts are crucial in this battle.

John Campbell was for many years a director of nursing. He has a masters degree in Health Science and has a Phd in philosophy. John is probably the most conservative presenter in this list, yet, some of his work is outstanding in uncovering duplicity and fudging of data. Here are a few examples.

James Corbett is an investigative reporter who has been ahead of much of his contemporaries in interpreting current trends. His work is forensic and confronting.

Neil Oliver is an archaologist, broadcaster and historian. He has been one of the most eloquent voices challenging the Covid-19 plandemic and its context as part of a planned attack on humanity.
China Wall Street and the New Global Economy

Dr David Hughes has written extensively on Covid-19 and related issues. His latest collaborative work discusses Mass Formation and seeks to place it in context.

Typically, mainstream references to Mark Crispin Miller describe him as an espouser of conspiracy theories. In truth, he is one of the world’s leading experts in media analysis and propaganda.

Nick Hudson, an actuary and co-founder of Pandemics – Data and Analytics, also known as PANDA. It was formed by a group of four friends, professionals – an economist, a doctor, a lawyer and a little actuary. What we shared was an observation that the data and the facts – the reality – of Coronavirus was far away from what the media and public health institutions were telling us.

Dr Naomi Wolf is a bestselling author, columnist, and professor; she is a graduate of Yale University and received a doctorate from Oxford. She is cofounder and CEO of, a successful civic tech company.

Mattias Desmet is a clinical psychologist with PHD in statistics who does a wonderful job of explaining the mass psychosis that underpins the current public response to Covid-19.

Catherine Austin Fitts is financial adviser
 and former US public official with a compelling perspective on our current dilemma.

Max Blumenthal and is an incredible on material relating to Covid-19 but also with regard to world politics in general.

In this stunning interview with the The Irish Inquiry, Melissa Ciummei explains what Covid-19 and these passports are about. It is not about health. It is about control.

They Want Your Children

Jimmy Dore is something of an anomaly; a left wing shockjock. That is old-style left with its focus on the economics. He is equally scathing of WOKE politics and works with people like Max Blumenthal and Aaron Mate to provide a intelligent coverage of subjects such as the Ukraine debacle.

Dane Wigington has a background in solar energy and was a former employee of Bechtel Power Corporation. Dane was also a licensed contractor in California and Arizona. He produces that seeks to inform the public and challenge the mainstream narrative on climate change.

Norbert Haering is an economist, journalist and author who writes extensively on finance and changes we are facing such as the push remove cash from the economy and the thrust for Universal Basic Income.

Maria Zeee appears to be everywhere and her work is critical for people wanting to understand how Covid-19 and its related oppression is being imposed on Australians.

David Sorenson of Stop World Control produces and hosts an excellent series of videos and articles. He believes multibillionaire criminals are planning a New World Order that will impose worldwide tyranny. You decide.

Ernst Wolff, German journalist, author and expert in matters of the global financial economy explains this is not about health. This is about a major economic and social reset.

This article can also be found on my Katoomba Review’s Substack page.

Warren Ross